2nd Potential Checking Account

2nd Potential Checking Account

Everyone deserves a chance that is second. 2nd Chance Checking often helps enable you to get straight straight right back regarding the track that is right. Search well for a branch in your area, and why don’t we review your check composing history to see if 2nd potential Checking suits you.

Complimentary On Line Banking

Check always your balances, see your deal history, set spending plans and much more — all from your own computer or smartphone.


Set cost cost savings objectives, track spending plans and more, all in one single place that is convenient.

Create Your History

Grow your good check composing history and work towards a typical BancorpSouth checking account. (12)

  • Limitless check privileges that are writing *
  • Standard Mastercard ® Debit Card
  • Start a merchant account with less than a $50 minimal balance that is opening

Features and Advantages

  • Enjoy limitless check composing privileges with a typical month-to-month service charge*
  • Take advantage of direct deposit while having your payroll, Social safety or any other incomes that are recurring directly into your bank checking account
  • Get a typical Mastercard® Debit Card
  • Keep an eye on online statements to your finances (4)
  • Handle your records with Online Banking
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  • Get access to investing, our online budgeting device
  • Enjoy free Mobile Phone Banking (5)
  • Use Mobile Wallet – a fast and way that is secure keep rate together with your life style (14)
  • Get access to your username and passwords twenty-four hours a day with only a call that is quick our InfoLine at 1-888-797-7711
  • Records in good standing after 12 months, without any overdrafts or bad checks, are qualified to move to 1 of y our standard checking records. (12)
  • Bill Pay is certainly not available with this particular item


  • Minimum opening deposit: $50
  • Should never have significant ChexSystem history (12)
  • Monthly solution fee:
    • $10.00 no matter stability
  • Month-to-month statements: (4)
    • Itemized monthly paper statements without pictures
  • Checks should be taken care of because of the account owner
  • Bill Pay perhaps not available with this particular item

*Second potential Checking provides the consumer limitless check composing privileges with a regular month-to-month solution cost and it is susceptible to BancorpSouth’s standard deposit procedures and charges. The account can be closed anytime for just about any basis for delinquency (bad check writing, overdrafts, etc. ) or fraudulence.

(5) Carrier data costs may use. The BancorpSouth mobile phone Banking App can be acquired for iPhone® and Android™ devices. Look at the iTunes shop or the Android™ Market to download your application today. Should you not have an iPhone or Android os unit, you have access to Cellphone Banking when you go to bancorpsouth.com/mobile after enrolling.

(12) BancorpSouth may well not accept everybody else for an extra potential bank checking account, just those people that don’t have actually A chexsystems that is significant history. An extra potential bank account can just only be exposed if consumer gets a restricted approval through ChexSystems. The 2nd potential bank checking account might be closed whenever you want for almost any cause for delinquency (bad check writing, overdrafts, etc. ) or fraud. 2nd Chance Checking is susceptible to BancorpSouth’s standard deposit policies and costs. Should your account is in good standing after a year (no overdrafts or bad checks), you may possibly request a standard bancorpsouth checking account.

(14) • maybe maybe Not readily available for BancorpSouth VISA bank card, Mastercard company debit or bank card, or HSA clients. Just designed for Mastercard debit that is personal or charge cards granted by BancorpSouth. • not totally all stores accept mobile wallet re re payments. Try to find the expression or icon representing the mobile wallet application you use before making acquisitions. Furthermore, the merchant additionally needs to accept Mastercard. • supply of one’s mobile wallet can be impacted by your carrier’s coverage that is mobile area. Your mobile carrier’s message and information prices may use.